Sell Your Life Insurance Policy for Cash
The Settlement Group, Inc. (SGI) is a licensed life settlement provider in business for over 20 years. Find out what your policy may be worth at no cost and with no obligation.
What Is a Life Settlement?
A life settlement is the sale of an existing life insurance policy to a licensed life settlement provider for more than the policy's cash surrender value, but less than its death benefit. The buyer takes over future premium payments and becomes the policy's beneficiary. The policy owner receives a cash payment to use however they choose.
Who May Qualify
- Policies with a face value of $100,000 or more
- Insureds age 65 or older, or younger insureds with a change in health
- Universal life, whole life, and convertible term policies
How It Works
- 01
Get a Quote
Share a few details about the policy and receive a free, no-obligation estimate.
- 02
Review Your Offer
We gather policy and medical information, evaluate the policy, and present your offer.
- 03
Receive Your Funds
Once the contract is signed and the policy is transferred, your funds are released.
Benefits of Selling Your Life Insurance Policy
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Unlock Policy Value
Receive cash for a policy you no longer need, often more than its cash surrender value.
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Stop Paying Premiums
The buyer takes over all future premium payments.
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Cover Medical and Care Costs
Use your proceeds toward medical bills, long-term care, or other health-related expenses.
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Supplement Your Retirement
Add to retirement income, pay down debt, or build savings.
Life Settlement Calculator
Find out what your policy may be worth. Answer a few quick questions with no cost and no obligation.
Estimates are for informational purposes only and are not an offer to purchase a life insurance policy.